Author Topic: how much exactly is the Discover card cashback bonus?  (Read 7112 times)

Eilonwy

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how much exactly is the Discover card cashback bonus?
« on: October 11, 2016, 01:05:59 PM »
This is ridiculous, but I can't find the actual amount listed anywhere on the site. The only info is that there *is* one, and *sometimes* it's 5%.

JLee

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Re: how much exactly is the Discover card cashback bonus?
« Reply #1 on: October 11, 2016, 01:17:38 PM »
https://www.discover.com/credit-cards/cash-back/

Discover itŪ card
Get cash rewards on every purchase, everyday.

5% cash back in categories that change each quarter, up to the quarterly maximum when you sign up.
5% Cashback Calendar

1% cash back on all other purchases.

ketchup

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Re: how much exactly is the Discover card cashback bonus?
« Reply #2 on: October 11, 2016, 01:20:31 PM »
Yep, 5% back on rotating categories (right now it's Amazon.com and something I don't care about, don't remember what) and 1% back on everything else.

frugaliknowit

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Re: how much exactly is the Discover card cashback bonus?
« Reply #3 on: October 11, 2016, 01:52:59 PM »
I find "rotating categories" thoroughly annoying and prefer a cashback card that pays more on everything such as Citi Double or Captial One Quick Silver.

Occaisionally Discover has mailed me special offers to "spend $X,000" over 3 or 4 months with a HUGE bonus, but haven't seen that in 2 years...

JLee

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Re: how much exactly is the Discover card cashback bonus?
« Reply #4 on: October 11, 2016, 02:20:28 PM »
I find "rotating categories" thoroughly annoying and prefer a cashback card that pays more on everything such as Citi Double or Captial One Quick Silver.

Occaisionally Discover has mailed me special offers to "spend $X,000" over 3 or 4 months with a HUGE bonus, but haven't seen that in 2 years...

The 'more-on-everything' cards don't offer 5%, or I'd use them.  Discover has Amazon at 5% for 6 months this year, which is pretty awesome. :)

boarder42

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Re: how much exactly is the Discover card cashback bonus?
« Reply #5 on: October 11, 2016, 02:27:11 PM »
5% plus they double it annualy even your referral bonuses'  if you want a referral PM me i'll send you the link 

ketchup

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Re: how much exactly is the Discover card cashback bonus?
« Reply #6 on: October 11, 2016, 02:37:06 PM »
I find "rotating categories" thoroughly annoying and prefer a cashback card that pays more on everything such as Citi Double or Captial One Quick Silver.

Occaisionally Discover has mailed me special offers to "spend $X,000" over 3 or 4 months with a HUGE bonus, but haven't seen that in 2 years...

The 'more-on-everything' cards don't offer 5%, or I'd use them.  Discover has Amazon at 5% for 6 months this year, which is pretty awesome. :)
That's mostly true, but there are exceptions.  My Sallie Mae Mastercard does 5% back on gas/groceries/Amazon.com (with a monthly limit of course) year-round.

JLee

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Re: how much exactly is the Discover card cashback bonus?
« Reply #7 on: October 11, 2016, 02:56:06 PM »
I find "rotating categories" thoroughly annoying and prefer a cashback card that pays more on everything such as Citi Double or Captial One Quick Silver.

Occaisionally Discover has mailed me special offers to "spend $X,000" over 3 or 4 months with a HUGE bonus, but haven't seen that in 2 years...

The 'more-on-everything' cards don't offer 5%, or I'd use them.  Discover has Amazon at 5% for 6 months this year, which is pretty awesome. :)
That's mostly true, but there are exceptions.  My Sallie Mae Mastercard does 5% back on gas/groceries/Amazon.com (with a monthly limit of course) year-round.

That's not everything, though. ;)

5% year-round on Amazon and gas/groceries would be awesome. I should look into that.

Shor

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Re: how much exactly is the Discover card cashback bonus?
« Reply #8 on: October 11, 2016, 02:57:09 PM »
I find "rotating categories" thoroughly annoying and prefer a cashback card that pays more on everything such as Citi Double or Captial One Quick Silver.

Occaisionally Discover has mailed me special offers to "spend $X,000" over 3 or 4 months with a HUGE bonus, but haven't seen that in 2 years...

The 'more-on-everything' cards don't offer 5%, or I'd use them.  Discover has Amazon at 5% for 6 months this year, which is pretty awesome. :)
That's mostly true, but there are exceptions.  My Sallie Mae Mastercard does 5% back on gas/groceries/Amazon.com (with a monthly limit of course) year-round.
o.O Ketchup! You've been holding out on us!

JLee

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Re: how much exactly is the Discover card cashback bonus?
« Reply #9 on: October 11, 2016, 03:16:03 PM »
I find "rotating categories" thoroughly annoying and prefer a cashback card that pays more on everything such as Citi Double or Captial One Quick Silver.

Occaisionally Discover has mailed me special offers to "spend $X,000" over 3 or 4 months with a HUGE bonus, but haven't seen that in 2 years...

The 'more-on-everything' cards don't offer 5%, or I'd use them.  Discover has Amazon at 5% for 6 months this year, which is pretty awesome. :)
That's mostly true, but there are exceptions.  My Sallie Mae Mastercard does 5% back on gas/groceries/Amazon.com (with a monthly limit of course) year-round.
o.O Ketchup! You've been holding out on us!

Looks like it's dead.

https://www.reddit.com/r/churning/comments/3mwyf0/update_finally_figured_out_whats_going_on_with/

ketchup

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Re: how much exactly is the Discover card cashback bonus?
« Reply #10 on: October 11, 2016, 03:17:36 PM »
I find "rotating categories" thoroughly annoying and prefer a cashback card that pays more on everything such as Citi Double or Captial One Quick Silver.

Occaisionally Discover has mailed me special offers to "spend $X,000" over 3 or 4 months with a HUGE bonus, but haven't seen that in 2 years...

The 'more-on-everything' cards don't offer 5%, or I'd use them.  Discover has Amazon at 5% for 6 months this year, which is pretty awesome. :)
That's mostly true, but there are exceptions.  My Sallie Mae Mastercard does 5% back on gas/groceries/Amazon.com (with a monthly limit of course) year-round.

That's not everything, though. ;)

5% year-round on Amazon and gas/groceries would be awesome. I should look into that.
Ah, I misinterpreted that.  My best "everything" cashback card is my Priceline Visa (2% back).

The Sallie Mae card's limits are 5% back on $250 of grocery spending per month, $250 of gas station spending per month, and $750 of "bookstore" (includes Amazon.com) spending per month.  My GF has one too, so you can double each of those numbers for a household.

EDIT:
I find "rotating categories" thoroughly annoying and prefer a cashback card that pays more on everything such as Citi Double or Captial One Quick Silver.

Occaisionally Discover has mailed me special offers to "spend $X,000" over 3 or 4 months with a HUGE bonus, but haven't seen that in 2 years...

The 'more-on-everything' cards don't offer 5%, or I'd use them.  Discover has Amazon at 5% for 6 months this year, which is pretty awesome. :)
That's mostly true, but there are exceptions.  My Sallie Mae Mastercard does 5% back on gas/groceries/Amazon.com (with a monthly limit of course) year-round.
o.O Ketchup! You've been holding out on us!

Looks like it's dead.

https://www.reddit.com/r/churning/comments/3mwyf0/update_finally_figured_out_whats_going_on_with/
Well shit, that sucks.  Glad I got in before the door closed.  I guess good deals don't last.  We'll see how long my card keeps giving the same rewards...
« Last Edit: October 11, 2016, 03:19:16 PM by ketchup »

beeth_oven

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Re: how much exactly is the Discover card cashback bonus?
« Reply #11 on: October 11, 2016, 06:11:58 PM »
This is also not well publicized at all, but if you shop online, you'll want to take advantage of bonus points through the shopping portal, Discover Deals:
https://www.discover.com/credit-cards/deals/all-deals.html?ICMPGN=DEALSPUB_MAIN_SEEALLDEALS_TXT

You can stack points, too. So, for example, the 5% rotating bonus is at department stores. If you shop through Discover Deals, you get 5% cash back at Macy's. In total, you could earn 10% back by stacking both bonuses, since Macy's counts as a department store.

nyxst

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Re: how much exactly is the Discover card cashback bonus?
« Reply #12 on: October 11, 2016, 06:24:52 PM »
I find "rotating categories" thoroughly annoying and prefer a cashback card that pays more on everything such as Citi Double or Captial One Quick Silver.

Occaisionally Discover has mailed me special offers to "spend $X,000" over 3 or 4 months with a HUGE bonus, but haven't seen that in 2 years...

The 'more-on-everything' cards don't offer 5%, or I'd use them.  Discover has Amazon at 5% for 6 months this year, which is pretty awesome. :)
That's mostly true, but there are exceptions.  My Sallie Mae Mastercard does 5% back on gas/groceries/Amazon.com (with a monthly limit of course) year-round.

I love my Sallie Mae card... Though Amazon tempts me too much already...

Papa bear

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Re: how much exactly is the Discover card cashback bonus?
« Reply #13 on: October 11, 2016, 06:26:07 PM »
Plus on the cash back side, you can turn it on for gift cards for, example, $45 in cash back for $50 gift card.  If you would shop there normally, you get to "double dip" on your cash back.


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MoonLiteNite

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Re: how much exactly is the Discover card cashback bonus?
« Reply #14 on: October 12, 2016, 03:43:21 AM »
I just re-signed up with mine.
It is flat 1% on everything
5% roting, like gas for a few months, then discount stores, then fast food, etc...
and random huge % savings, like 25% off at papa johns for the month or something.

lil_miss_frugal

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Re: how much exactly is the Discover card cashback bonus?
« Reply #15 on: October 12, 2016, 10:23:53 AM »
This quarter it's 5% cash back on Amazon.com, Sams Club, and department stores. Everything else is 1%. I love my Discover It card!

 

Wow, a phone plan for fifteen bucks!