I currently have only liability on my car. It's a 1999 and only worth a little over $1,500 so I'm not really worried about having to replace it myself if I get into an accident. My car insurance is only about $40 a month (which I still think is too high) However, I just heard that if you get into an accident you will end up responsible for ALL remaining car/medical expenses after your insurance pays out. How much is car insurance the covers more? How much more do I really need?
