Look for checking accounts that pay high yields (3-4%) if you meet certain "qualifications." For example, Gibslandbank.com pays 4.1% on balances up to $15k (.5% after that) if you (1) elect electronic statements, (2) have at least one direct deposit or ACH each month, and (3) at least 15 debit card transactions each month. You can also have a savings account that earns 1.5% provided the checking account meets the conditions. You get .01% in any month you fail to meet the qualifications. Gibsland is a small town bank in Louisiana, but there are more out there.
To meet the 2nd criterion, I have a small allotment from my paycheck each month going in and have the monthly interest transfer via ACH to the savings account.
To meet the 3rd criterion, I use Square Cash to transfer allowance money to my kids. A simple email debits my account and transfers the amount I select to my kids' accounts. There is nothing stopping you from transferring the money to your current account. If you have these accounts at two banks, just send an email every day to transfer $10 back and forth.
