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Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: Duke03 on September 10, 2018, 01:19:59 PM

Title: How many Chase business credit cards have you had?
Post by: Duke03 on September 10, 2018, 01:19:59 PM
I was wondering how many small business credit cards someone has had with chase at one time.  My business has been in operation for 6 years and I make about 20k a year.  It's a nice little side hustle.  I currently have 2 Chase business credit cards that I got for the sign up bonus.  One is a year old and the other I just got.  I was thinking about pressing my luck and trying for anther business card with them to top off my ultimate rewards account.  I could cancel the card that is one year old but I actually like it and use it....  Just wondering if anyone has had 3 or more business cards at one time?
Title: Re: How many Chase business credit cards have you had?
Post by: daverobev on September 10, 2018, 08:09:03 PM
Try reddit.com/r/churning for this kind of question, probably not enough people here vs a lot of people there that are into that.
Title: Re: How many Chase business credit cards have you had?
Post by: bacchi on September 10, 2018, 09:03:31 PM
I've had the Ink Cash, Ink+, and United business cards open with them at one time. The business revenue was from my main software job, though, so it was multiples of $20k.
Title: Re: How many Chase business credit cards have you had?
Post by: Duke03 on September 10, 2018, 10:44:29 PM
Thanks for the info.  I'm still holding on to my CSR and before I dropped it.  I wanted to run through all the chase business cards between the wife and I to take advantage of the 1.5 UR point multiplier. 
Title: Re: How many Chase business credit cards have you had?
Post by: Rubic on September 11, 2018, 10:03:12 AM
How many personal cards have you obtained (across all banks, not just chase)
in the past 24 months?  Chase has a 5/24 (https://www.doctorofcredit.com/chase-524-rule-explained-detail-need-know/) rule for most of its valuable travel cards.
Title: Re: How many Chase business credit cards have you had?
Post by: Duke03 on September 11, 2018, 03:12:13 PM
How many personal cards have you obtained (across all banks, not just chase)
in the past 24 months?  Chase has a 5/24 (https://www.doctorofcredit.com/chase-524-rule-explained-detail-need-know/) rule for most of its valuable travel cards.

Yes I'm aware of the 5/24 rule.  Right now I'm at 2/24 and my wife is at 3/24 so we can each get a couple business cards no problem.  I just wanted to rack up a lot of UR points to transfer to CSR and get the 1.5 multiplier.  Next year I plan on dumping that card, but wanted to squeeze every penny I can out of chase first.....
Title: Re: How many Chase business credit cards have you had?
Post by: Rubic on September 12, 2018, 05:16:00 AM
How many personal cards have you obtained (across all banks, not just chase)
in the past 24 months?  Chase has a 5/24 (https://www.doctorofcredit.com/chase-524-rule-explained-detail-need-know/) rule for most of its valuable travel cards.

Yes I'm aware of the 5/24 rule.  Right now I'm at 2/24 and my wife is at 3/24 so we can each get a couple business cards no problem.  I just wanted to rack up a lot of UR points to transfer to CSR and get the 1.5 multiplier.  Next year I plan on dumping that card, but wanted to squeeze every penny I can out of chase first.....

Cool, that makes sense.

I've been churning business cards (Citi, Barclays, BofA, Amex) for a while until I'm
back under 5/24 to apply for the CSR.  Fortunately, I've never had it, so the new
48-month rule doesn't apply to me.

To answer your original question, I've had no problem with 3 Chase business cards
in the past -- prior to 5/24, but currently only hold the Ink+ (5x points on office supply
purchases).