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Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: Healthie on September 21, 2016, 12:00:08 PM

Title: How do you utilize your benefits?
Post by: Healthie on September 21, 2016, 12:00:08 PM
Hi everyone,

I'm 25, going to university, no kids or dependents and working part time and paying $160/mo to keep my benefits. I want to make best use of these to get my money's worth. Right now I'm utilizing:
-weekly massage (value: $440/month)
-dental (lots!)
-trying to get another set of orthotics (~$500).

I thought about trying to get prescription sun glasses as I have slightly less than perfect vision (20 - 2 in my right eye), but I got the impression this is a bit sketchy to try and redeem. What do you use your benefits for? Trying to milk them for all they're worth!
Title: Re: How do you utilize your benefits?
Post by: Choices on September 21, 2016, 03:38:09 PM
It's interesting that most insurance products are ones we hope to never use, yet health and dental insurance are the opposite and people try to "milk them for all they're worth!" as you say.

Of course you should use what you need, but anything beyond that will drive up premiums for everyone.
Title: Re: How do you utilize your benefits?
Post by: ketchup on September 21, 2016, 03:40:53 PM
I haven't bought new glasses since 2008 and my plan now lets me get a new pair every year so I should probably get on that.
Title: Re: How do you utilize your benefits?
Post by: boarder42 on September 21, 2016, 08:43:47 PM
Your health care covers massages