Hey all,
General question here on how to get through the slumps and continue pushing forward.
I feel that on about a monthly basis I get low spirited and need to force myself to get back on track.
Then I'm excited and motivated for another month, until the next gloomy period comes around.
This happens in general, as well as with financial stuff.
I'll give some examples, big and small.
Sometimes I look at our finances, and feel like we're doing great. Much better than most people our age.
We have no debt other than our mortgage. I have a great job which allows my wife to raise the kids peacefully.
We have some savings + lots of employer stocks + savings our parents are keeping for us.
All is well.
A week later, I can look at the same numbers and get worried we don't have enough saved.
Worried we're not going to be able to help our kids when they come of age.
Worried what will happen if I get too old for my employer.
Upset that we can't enjoy an annual vacation.
Disgruntled that we have 3 family events coming up which we'll need to give gifts for.
Another example is home maintenance.
Sometimes I have so much energy and can get lots of things done and fixed on my own.
Later, I see so many things which need attendance and I don't get around to, or getting new parts costs a lot, etc.
Last, I recently got a bike in order to ditch the car. Until now it's been great and I'm really pleased with the change.
But then I need to get equipment, which can add up to a lot of money. And there's always something to replace, fix or add on.
Is this normal? How do you get over it?