I'm doing thehand resenting the hell out old he fact that I'm going to be forced into forking over nearly 10% of my take home income for so little in return. I can only imagine how tight the noose will be around recent college grads with with debt but decent jobs and income that'll put them over the subsidy line...
The world is much better when you believe you live in a positive place where you have the power to control how your life story goes than when you're the victim in your narrative getting screwed over by the man, your own student loans, or the requirement that individuals purchase health insurance for the good of society. Try to keep in mind that you live in a country with low tax rates, extraordinarily permissive laws about early retirement and investment income, and a consistently strong and growing economy, not just a country which temporarily does not have its health insurance system figured out.
Where is the equivalent to Airvoice to my Verizon, or cycling to cure my clown like car habit? Is there anything out there that doesn't negate everything I'm doing here at the Badassity Barrio?
Ride bikes, lift weights, eat healthy food, stay mentally active through your whole life, be optimistic, sleep well.
Despite my simple expression of resentment, I don't feel down on the world here. I think it would suck just the same for you to have 10% of a pay cut to pay for some dubious benefit you had no need for in the previous 9 years. Regardless, I've played with the link MMM provided in his insurance post and have adjusted my attitude after educating myself about HSA plans and their immense benefits.
Now my problem is the fact that I know jack squat about health insurance and can't discern the difference between value and worthlessness. I don't exactly know what to look for in the way of red flags or shady practices. If I wanted a car with good cost of ownership, I can go on any number of sites with resources comparing MPG, reliability, safety and cost of maintenance. I know never ever to purchase European car when an Asian car will do.
Is there some comparison resource that'll show side by side comparisons for costs incurred for below deductible expenses like a chiro visit, or random issue I need checked out? Or even point out things I just need to open my eyes for and I'll do the comparing. I see lots of coverage numbers AFTER the deductible is met, but honestly I'm not planning on trying to meet the deductible!
On HSA basics found a start here (
http://www.hsaedge.com), kinda wish there was a more in depth review. It was easy as hell poring through MVNOs finding the best cell plan, all the info I need is simple to understand and readily available. Interesting challenge so far. ;)