I mainly lurk as a Mustachian, and followed some principles to dig my way out of a hole about 10 years ago. However, reading the successes of everyone else seems to be making feel envious.
Back in 2006 my wife and I had 35k in debt, owed 750k on our home that was worth about 800k, with a mortgage payment of $4400.00 per month. No retirement and no savings.
Since following a bit of Dave Ramsey's advice and MMM, our situation in 2017 is:
No debt. Paid for 2 degrees(40k) for wife that increased her pay by 80%. $170k in retirement. Sold and moved homes, owe 670k on a house that is worth 1.25 or so. Currently contributing 15% of wife's higher income job to retirement, do full match + 700.00 month to my retirement. Kids go to amazing public schools so avoided the private school dilemma.
I see so many people have paid off their homes or have much higher returning investment portfolios, I feel pretty behind on things. Since I just turned 40 I still have a bit of time to catch up but am feeling pretty spent(no pun intended) after grinding it our for the past decade.
For all of those who are in their 20's...Start kicking ass now.