Author Topic: Homeowners insurance  (Read 942 times)


  • Bristles
  • ***
  • Posts: 252
Homeowners insurance
« on: June 02, 2018, 07:12:20 PM »
My current policy has a $1k deductible and guaranteed replacement cost (about $200k) for $1k/year. Iím wondering if anyone has advice on homeowners insurance? I have no idea if this is good or not. Luckily Iíve never had to use it, knock on wood.


  • 5 O'Clock Shadow
  • *
  • Posts: 8
Re: Homeowners insurance
« Reply #1 on: June 02, 2018, 07:59:38 PM »
Your deductible is super low, probably unnecessarily so. I assume you have more than $1k in your emergency fund, so you can probably increase the deductible and save quite a bit on your premiums.