If you didn’t ask the question:
"Hello, we are a married couple. One of us is an actress (earning $22K [gross] per year) and the other is a social work supervisor employed by the federal government (earning $86K [gross] per year) and a part-time commercial hairstylist/makeup artist (earning less than what I put into it). Our combined net worth is -199K. Most all of this is due to our student loans. One of us is in the Public Service Loan Repayment program (student loans will be wiped out after 120 qualifying payments) We do not own property. We do not have car payments (we do not own a car [federal job provides public transportation subsidy]), but we sometimes use UBER/LYFT for travel that requires more than 3 bus changes, or very late at night. We have no other debt, except for a few hundred dollars on our credit card, which we pay off every month. One of us filed for bankruptcy nearly two years ago, in April of 2013 and had a short sale (stupidly) just before the bankruptcy. We have 40K in a TSP account, but now only contribute $50 a month to it because we are putting most of our money unto paying down student loan debt. We rent a studio for $925 a month in Los Angeles. We've been working hard to follow MMM minimalist principles and short of our "cheap dive ethnic food," addiction and expenses/purchases towards our acting and hairstyling/makeup artistry endeavors (which we write off of our taxes, as much as possible), we pour everything we earn into our student loan debt. Questions: Overall, what are we doing right/wrong? Biggest question: Should we buy a small, 500 sq. ft. mobile home (in Los Angeles, close to federal job and acting gigs) for $45K in a rent-controlled (land lease) park? "
