Hi! I'm a long-time reader excited to finally be on the forums!
My girlfriend will soon be making $300K/yr, and she's horrible with money, so I will be managing it for her. It's a good problem to have, obviously, but it's tricky to figure out the right way to deal with the money.
So far this is what I have: Max out the 401K (her company doesn't have Roth 401K, just standard). Next, max out the HSA. As far as I can tell she's not eligible for any IRAs. So next, invest as much as possible in the MMM-approved Vanguard total-index fund (which I have used successfully myself).
I know there are advanced strategies, but as far as obvious stuff, is there anything else, or any problems with the above? Personally I own a small business and max out my IRA, but it occurred to me that she could possibly "gift" me money and I could then deal with it on my end, if there is any benefit to that.
Thanks in advance!