For Personal Capital users, is the Financial Sustainability Index (FSI) a new feature? I’ve only been using the site for five months, so I’m not sure if this function is new or it is something that popped up now that there is enough data over time to calculate the figure for me.
Surprisingly, my amount is only about $100 less than my current monthly expenditures, which is way out of whack from my own calculations. Upon inspection, I think mine is inflated due to home equity and a (far in the future) pension. From my math, I have a long way to go to reach this unicorn FSI (at least 5-6 years since the pension is 15-20 years away).
How does this figure fit into your calculations? Does it align with your cowboy math?
