I need help knowing how much I can contribute to my HSA.
1. My wife and I are both on high deductible plans but are separate health insurance plans. Are we required to have two separate HSA to contribute to or can we contribute the family amount to the HSA that I set up since we are both eligible?
2. Am I allowed by the IRS to contribute the entire family portion through my payroll deduction? (Assuming my wife does not contribute any) My employer would allow me but I wasn't sure on the IRS rule for this.