I'm hoping that I might be able to lower my car/home insurance to help free up some budget money to 'stache away
Home Insurance:
Section I
Dwelling $299,700
Dwelling Extension $29,970
Personal Property $224,775
Loss of Use Actual Loss Sustained
Deductibles - Section I
Other Losses 1/2% 1,498
Except 10% Earthquake
Section II
Personal Liability $300,000
Damage to Property of Others 500
Medical Payments to Others 1,000
(Each Person)
Annual Premium $800.00
Premium Reductions
Utility Rating Credit 208.00
Home Alert Discount 32.00
Home/Auto Discount 400.00
Claim Record Discount 171.00
Car Insurance:
2012 Honda CR-V
Liability
Bodily Injury 100,000/300,000
Property Damage 50,000 $128.46
Medical Payment 5,000 $10.73
Comprehensive $55.16
250 Deductible Collision $118.20
Emergency Road Service $2.70
Car Rental & Travel Expense
$25 Per Day, $600 Max $10.32
Uninsured Motor Vehicle
Bodily Injury 100,000/300,000 $12.24
Total Premium $337.81
2012 Volkswagen Jetta
Liability
Bodily Injury 100,000/300,000
Property Damage 50,000 $232.03
Medical Payment 5,000 $19.93
Comprehensive $81.14
250 Deductible Collision $233.23
Emergency Road Service $2.70
Car Rental & Travel Expense
$25 Per Day, $600 Max $10.32
Uninsured Motor Vehicle
Bodily Injury 100,000/300,000 $12.24
Total Premium $591.59
KBB Value
CR-V ~$20,000
Jetta ~$10,000
We owe ~$8,000 on the Jetta @ .09% APR. The CR-V is paid in full.
Thanks for any help.