Time for yearly update!
Age: 34yrs, male, single
Income: $112K/yr <--- Not growing as fast as I would like, but can't complain.
Retirement savings: $159K in 401k, $64K in Roth, $146K in taxable account = $369K <--- Hopefully on right track. What do you think? Lot lower in past few months. Investing more spare cash.
Emergency funds: $12K (8 month)
Housing: Fully paid condo.
Debt: Auto @ 0%, 1 yrs remaining
Expenses (annual basis):
Condo fees+ property taxes+insurance = $2.8K
Utilities (Electricity+Internet+Cell phone) = $0.6K <--- No internet, just use my cell phone for it
Food (groceries, household items, eating out) = $5.6K <--- Less than I thought it would be, great time with friends & family, lots of merry!
Auto Payment = $3.6K
Gas & auto Insurance & routine maintenance = $2.2K
Travel = $2K <--- Less than usual expense but more than usual travel, thank you credit card rewards
Gifts & donations = $1.5K <--- More than usual and feeling good about it
Health & fitness = $0.8K <--- Swim lessons, gym, doc visits, meds etc, Have a fitter body to show for it.
Shopping, entertainment & personal care = $0.9K <-- Good old splurging, LOL!
Total = $20K <--- Less than budgeted. Woohoo! Still a lot of fat to cut. Slowly working it up. May not trim it all since want to align spending with my values that means food, travel & gifts will mostly be where they are!