1. As I understand it, despite not having fully funded my FSA, I can submit up to $2500 in eligible claims and they must cover all of them, provided they were incurred while I was under my employer's insurance coverage. My employer has to eat the difference between what I've contributed via payroll deductions and what I've been reimbursed. Can someone confirm? If so, I intend to drain this by September 30 by purchasing extra contacts and CPAP supplies, if necessary.