In CT, and probably in general, assets are not included in the calculation of your income. However, if your income is too low it may qualify you for medicaid and you won't have choice for a subsidy. Calculate your MAGI-modified adjusted gross income (google it for the lines to add up on your tax rtn) and that is what your income will be based on. At least that's what I did when I applied. Also, look up the Federal Poverty Guidelines to see where your income falls. Biggest thing is to review your state's requirements. Hope this helps!