Frozen Assets,
Not sure if you have already made a decision, or not. I have played around in my mind for a couple of years about this. I'm a nurse and lets just say I'm disillusioned by the medical field. Been in it way too long. Anyway, this year I took the safe option and did my hospital insurance. (It hadn't gone up too much). I listen to a guy on my morning commute: Dan Celia "Financial Issues with Dan Celia". He and his wife (who is a nurse) decided to go with Samaritan Ministries, because Dan was allowed to "fully vet" them, gave them a tour of their headquarters, and answered all their questions.
If my insurance does become unreasonable, I will probably do the same. I figure at least I would be giving my money to a good cause, VS giving it to the insurance company profits....
Last time I checked it would run about $400/month to cover myself, spouse and 2 kids...
Hope this helps!
