Author Topic: Health insurance  (Read 1498 times)

Fiddler Nick

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Health insurance
« on: August 11, 2016, 06:28:13 PM »
Not really sure if this is the right place for this, but what do mustachians do for health insurance?  I read an old post about a high deductible plan, I used to have one and I loved it, but they have gone the way of the mammoth where I am.  Sorry to you lovers, but Obamacare plans are pretty awful.  I pay a fortune for crap insurance that's not much good out of state and my income keeps creeping up, because I can't stop saving money.  It's going to get to the point where I pay $900 bucks a month for this crap plan.  Whole family lives off $36000 so nearly a third of that going to insurance seems bogus.  Enough bitching, I'm not here to complain, I want to know what the clever self-employed or unconventionally retired people are doing to cover their asses?  I would love a cheap ass policy with a $50000 out of pocket limit.  Is there any way to still get one? I would forget it completely, I'm just scared of a $1000000 bill.  Also interested in unconventional thoughts on how to deal with this problem.  Anybody health share?  Anybody self pay and negotiate the balls off of bills?  Whatever you've got let's hear it.  No, I don't have any access to employer based coverage.

kenaces

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Re: Health insurance
« Reply #1 on: August 11, 2016, 06:33:51 PM »
you can try this site - of course it vary quite a bit state to state but 36K for a family of three might get you very cheap insurance in some states

https://www.healthcare.gov/lower-costs/qualifying-for-lower-costs/

Fiddler Nick

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Re: Health insurance
« Reply #2 on: August 11, 2016, 07:22:46 PM »
Alas no, $36,000 is budget or what we live off of, not what we make. We make much more than that.  I'm sure we could get quite cheap health insurance if we made $36,000 per year.  I'm afraid I've put this topic in the wrong place, if some tech savvy administrator comes along perhaps they could move it to a more appropriate location?

Fiddler Nick

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Re: Health insurance
« Reply #3 on: August 11, 2016, 08:38:49 PM »
I found a better location for this question in "ask a mustachian." Sorry, I posted this one to begin under wrong topic.