Currently we spend about $1200/mo for health insurance through husband's company. He has a family history of melanoma and high blood pressure and cholesterol which he has kept controlled via diet and excercise. So we think medishare wouldn't cover either of those things. Is that right? Is medishare something you would do if you were in our shoes and needing to cut expenses? Our current plan has a $6000/person $24,000 per family deductible too.