Today I was doing a simple transaction at one of the local banks that I go to because they have great customer service and decent GIC rates.
The employee was super nice but the questions she asked and the things I tried to explain - argh!
I tried to (briefly) explain index funds, passive investing, TD e-series etc.
I held back from actually telling her to read up on investment options, telling her to check out Canadian Couch Potato, or telling her my net worth, but I really wanted to. I guess if you're a bank employee maybe you're expected to just use and know their products, and I don't think she was a certified planner or anything, but still... Shouldn't you know about the competition at all?
In my dream career I want to be a money coach, so eventually I will start handing over business cards. Sadly, I'm not at that point yet.
So how do you deal with bank employees that might need some more education? Has anyone just started giving them advice? That'd be awesome - I'd love to hear about it.
I'm also at the age where employees are starting to often be younger than me, so that makes me want to give them tips even more.