Author Topic: Which total bond fund to go with?  (Read 1368 times)


  • 5 O'Clock Shadow
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  • Posts: 52
Which total bond fund to go with?
« on: July 03, 2017, 06:10:41 AM »
30yo medical resident about to invest a very small portion of my retirement in bond funds (~5-10% of overall portfolio). I've been investing with vanguard total market stock funds for years, but this will be my first investment into their bond offerings. Trying to decide what most people use and the rationale.

VBTLX: total market
VBILX: intermediate term

I'm considering these two options at the moment and trying to see what makes more sense. The 3 fund portfolio seems to like VBTLX but was looking to get some other opinions. Or potentially something else other than those two. I'd be holding the funds in a tax advantaged account. Thanks.


  • Pencil Stache
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  • Posts: 860
Re: Which total bond fund to go with?
« Reply #1 on: July 03, 2017, 07:33:16 AM »
We use VBTLX as proffered by the 3 fund lazy portfolio. We also keep in tax advantaged accounts due to the ordinary income nature of the dividends.