Another ethics question:
Through my employer, I have access to a health savings account so I can pay for things with pre-tax money. Through my union, I get up to $750 reimbursement for any uncovered medical expenses, like co-pays, etc.
You see where I'm going with this.
What if I pay for something with pre-tax dollars but then get reimbursed the full price on the receipt? On the one hand it feels like playing the system but on the other hand I did genuinely pay that amount listed on the receipt.
Related question: If you wouldn't do this, would you use the HSA at all? I'm thinking I can use it to pay the premiums for the union health plan but other than that I'm not likely to need more than $750 a year. Perhaps I'm overlooking a benefit?