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Finances_With_Purpose

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« on: November 18, 2019, 01:11:03 PM »
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« Last Edit: December 24, 2021, 12:29:57 AM by Finances_With_Purpose »

PMG

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Re: Getting enough CC spend for rewards?
« Reply #1 on: November 18, 2019, 01:12:44 PM »
Google “manufactured spending” for ideas.

I tend to do grocery or gas gift cards as those are essentials and I won’t frivolously spend in those categories.

Chris @ Saturday Financial

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Re: Getting enough CC spend for rewards?
« Reply #2 on: November 18, 2019, 01:18:55 PM »
+1 for grocery and gas gift cards. Aldi sells gift cards, and that was what I purchased last time I thought I might come up a little short of a spend bonus.

Catbert

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Re: Getting enough CC spend for rewards?
« Reply #3 on: November 18, 2019, 01:28:36 PM »
Prepay insurance (house, car), electric/gas bill,  taxes (quarterly fed, state, property).  Gift cards for amazon, Netflix, uber,  your grocery store.

Edited to add: Some of these will require an extra fee but it can vary.  For example my electric company charges $1.50 to make a credit card payment regardless of size.  So, I can pay $500 for $1.50 which is good for many months. 
« Last Edit: November 18, 2019, 06:35:31 PM by Catbert »

NotJen

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Re: Getting enough CC spend for rewards?
« Reply #4 on: November 18, 2019, 02:05:02 PM »
Do you do any year-end charitable donations?  The places I donate to locally tend to take credit cards, so that helps me get some extra spend for cc bonuses each year.

bacchi

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Re: Getting enough CC spend for rewards?
« Reply #5 on: November 18, 2019, 02:25:06 PM »
Prepay insurance (house, car), electric/gas bill,  taxes (quarterly fed, state, property).  Gift cards for amaxon, Netflix, uber,  your grocery store.

This is our "oh shit, the reward term is about to expire" go-to.

It costs 1.9% but it's worth it if you've only got a few days.

nkt0

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Re: Getting enough CC spend for rewards?
« Reply #6 on: November 18, 2019, 02:37:09 PM »
Whole Foods does gift cards up to $500. I usually get a couple of those if i need extra CC spend.

aloevera

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Re: Getting enough CC spend for rewards?
« Reply #7 on: November 18, 2019, 04:59:59 PM »
Pay a big check-only bill by check with Plastiq. 

Referral link lets you pay $500 worth of bills fee-free:  https://apps.plastiq.com/cardholder_ui/start?referralCode=1195233

It's 2.5% after that, though I got $3k in fee-free credit because I signed up and didn't pay a bill with it right away, I think.