The Money Mustache Community
Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: Finances_With_Purpose on November 18, 2019, 01:11:03 PM
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Google “manufactured spending” for ideas.
I tend to do grocery or gas gift cards as those are essentials and I won’t frivolously spend in those categories.
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+1 for grocery and gas gift cards. Aldi sells gift cards, and that was what I purchased last time I thought I might come up a little short of a spend bonus.
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Prepay insurance (house, car), electric/gas bill, taxes (quarterly fed, state, property). Gift cards for amazon, Netflix, uber, your grocery store.
Edited to add: Some of these will require an extra fee but it can vary. For example my electric company charges $1.50 to make a credit card payment regardless of size. So, I can pay $500 for $1.50 which is good for many months.
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Do you do any year-end charitable donations? The places I donate to locally tend to take credit cards, so that helps me get some extra spend for cc bonuses each year.
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Prepay insurance (house, car), electric/gas bill, taxes (quarterly fed, state, property). Gift cards for amaxon, Netflix, uber, your grocery store.
This is our "oh shit, the reward term is about to expire" go-to.
It costs 1.9% but it's worth it if you've only got a few days.
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Whole Foods does gift cards up to $500. I usually get a couple of those if i need extra CC spend.
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Pay a big check-only bill by check with Plastiq.
Referral link lets you pay $500 worth of bills fee-free: https://apps.plastiq.com/cardholder_ui/start?referralCode=1195233
It's 2.5% after that, though I got $3k in fee-free credit because I signed up and didn't pay a bill with it right away, I think.