Hi all!
Thanks very much for the responses :-) To give some more information:
My annual salary is $35,000 which I also supplement with bartending on the weekends. I tend not to even try to put a number on that income, as it fluctuates wildly, and just use that as "bonus" to throw at the student loan.
My loans are:
Subsidized Stafford $2,180.81 3.400%
Unsubsidized Stafford $4,232.69 6.800%
Subsidized Stafford $4,879.91 3.400%
Unsubsidized Stafford $1,591.64 6.800%
As recommended above I have been paying down the principal on the two 6.8% loans first, and right now am making $675/month payments. Once those are paid off I plan to concentrate on investing.
Thanks for the HSA suggestion and the link, I had never heard of them!
On my current salary I don't think I'll be able to max out all three, although I suppose you should never say never :-)
The current 401k is a Vanguard Target Retirement Account, but through Transamerica. I would need to do some more digging for precise numbers, but I did peruse the options at the time I signed up and that one made the most sense to me, with the lowest cost.
Thanks to everyone who responded, this was very useful to confirm that my basic self-teaching about investment is, mostly, heading in the right direction. :-)