Author Topic: Help me pick a health insurance plan  (Read 1917 times)


  • 5 O'Clock Shadow
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Help me pick a health insurance plan
« on: March 19, 2016, 02:20:15 PM »
Relocated and started a new job a few months ago. Just received the insurance stuff from my employer and need to pick a plan. Unsure which plan to choose though.

36 years old, single, rarely go to the doctor. Make around 45-50K. Have a good size EF, a Roth, and just signed up for the company 401K. Once a year I might end up with the flu and need some antibiotics but overall healthy and not on any medications. Think I may need to see a dermatologist soon and have a mole or two removed. Other than that no real health issues other than being a bit skinny fat but I'm working on that.

Last company I worked for had crappy insurance and only offered high deductible plans. My last health plan I think had either a 2K deductible maybe 4K with an HSA for $64/week. Never took advantage of the HSA during my time with the company tho and the new company doesn't help fund the HSA at all. What do you think is the best way to go? Help!