Best Way to Get Tax Savings on Non-Retirement account

[Miss. Takes]

I will be starting a job soon and they do not offer a 401k until I have been working there for 3 years (not talking about vesting, I can't open an account until I have literally been there 3 years).

I will already by maxing out my Roth IRA, but will have more money to save.

Any suggestions on the best way to save for retirement without a 401? Any alternatives to taxable accounts you can think of? Should i be using all this money I'm saving and just pay for a house? Any other tax-sheltered investments I am not thinking of?

If my only option is a taxable account, how do I minimize the taxes on that? What is tax efficient investing all about? How do I minimize my tax burden?

Thank so much.

[JohnGalt]

Repeated post, please keep see go here https://forum.mrmoneymustache.com/investor-alley/best-way-to-get-tax-savings-on-non-retirement-account-15871/msg252849/#msg252849