You can do it however works best for you. My advice is to wait until you retire. Then rent in a new location to ensure it is as hoped. When ready, you can buy if you need to. If you insist on leaving primary home to daughter, new home will cost you. If you buy the second home early, you will need to run numbers to ensure it will rent to your saitsiafctiOn until you occupy it.
I've known several friends who bought or built dream retirement homes then changed their mind after a few years.
We have a possible retirement home and currently rent it as a vacation rental. We love it but use it only about four weeks per year because it is far from our current residence (but near to primary home). Cost wise it is a freaking alligator (as in it eats nearly 10% of my income). If I stop working soon then one house or other might need to go. Both have appreciated about 30% in the last several years but if I could do over I'm not sure I would want to own ether one. I would be quite happy with all that money invested really now, no property taxes,no maintenance,etc.