Hello, I am not sure if I'm posting this in the correct place or not, but figured the "Ask A Mustachian" section gets the most views/posts so I'd try here first. I have been reading on this site for the past year. I've been trying to get myself in better financial shape over this past year and am at least getting on the right track. I cannot say I'm completely committed as much as I'd like to be at this moment, but I'm getting there. I won't get into the full specs on my current situation right now, but here's a brief synopsis:
I just turned 31yrs old, married with no kids currently but we are in the process of adoption and have been waiting for a year, so will likely be any time now. Living in a suburb of Oklahoma City, so cost of living is pretty reasonable. I make around $78k/yr as a project manager for a small commercial construction firm in the city. Sometimes I can make more depending on profit bonuses, but I do not count on that money really. It's just what it's called, a bonus if I get it.
Prior to my 30th birthday I was overspending and not being financially intelligent and looking back I am very frustrated as I could have a very considerable amount of cash invested right now had I been smarter. However, I cannot change that so I'm trying to work towards a better plan now. My employer offers a traditional IRA plan and will match up to 3%, so I'm maxing that out. We are trying to pay off some debts currently so we're not able to invest as much as we'd like, but should still be in the $10-$15k/yr range (not counting IRA) until we get these other things paid off. The employer's IRA program is through Ameriprise. I would really like to sit down with a good financial planner/consultant/adviser, whatever you want to call them, and discuss our goals, savings rates, etc. but I tend to worry that most are not going to share the views I have gained from this forum and community. Again, I cannot compare myself to many of you that are retiring in your 30's, but I would like to work towards feeling the stress relief of financial independence.
So finally to my actual question...do any of you work with financial advisers of some kind, or even better, anyone know of someone they would recommend in the Oklahoma City area that isn't going to laugh at our plans for earlier than average "retirement"? I will continue to try to educate myself with this site and a few others about investing and good strategies, etc. but wasn't sure if many of you also use some kind of financial adviser as well?
Thanks in advance for any input or help!