Author Topic: Finding a good mortgage  (Read 733 times)

ecmcn

  • 5 O'Clock Shadow
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  • Posts: 34
  • Age: 49
  • Location: Seattle, WA
Finding a good mortgage
« on: May 08, 2015, 04:35:39 PM »
I'm looking for advice on finding a low mortgage rate, whether through a broker, online or wherever. In my pre-Mustachian days I took the lazy route and did a little comparison shopping and actually managed a couple of refi's, but now I'd like to put some real effort into finding the best rate. I know many of you have thoroughly researched this one - can you give me any advice?

We've got a great credit score and income, $390k left on a 30-year fixed at 4.125%, and our house is worth about $600k. Looking for another 30-year fixed. I don't think our current rate is bad, but after MMM's SoFi article I got a quote from them at 3.995%, which would save about $130/mo, better than most of the money-saving tweaks we're making in our lives these days.