Pull the trigger on selling that car. That's a ridiculous car payment, ludicrous even. This is a bit of the pot calling the kettle black, as I have a car payment for my wife's car that is $200 (it's the one battle I didn't win her over on), but the full coverage is a killer too. $79/month insurance is huge.
So after it's sold, pay cash for a decent beater. Old honda civic or ford festiva, something with great mileage to limp you along while you pay down debt. You'll have to learn to work on it (probably will need brakes, oil change, shocks, that kind of thing.) Buy a bike, I know you say you're too far away but you can use it to get around campus, or even e-bike your way there, whatever. Get one and use it whenever you can. If you're too far to bike anywhere, you live too damn far away from whatever you're doing and might need to move.
Cut other expenses. Might need a full case study.
After making all those cuts, use the money on a debt snowball. Start with highest interest, which is probably the credit card. Pay every dime you can get on it, then when it's done move on to the next debt. After that high interest debt you've got is all gone, you can worry about what to do with your suddenly enormous amount of cash flow. After selling the car, I figure you should have ~$1k extra to throw at debts per month at the beginning of the snowball.
