So, I'm relatively new to embracing the FIRE lifestyle and just got my IRA set up for 2014 not too long before the close of the year. As a result, I have $4500 left to contribute prior to the April 15th 2015 deadline for 2014 contributions. Finances are going to be a little tight if I have to do this paycheck-to-paycheck leading up to the deadline, but I'm expecting a $1750 federal return and $500 state return. Of course, these returns are based on me maxing out my IRA for 2014.
So. My question is this: can I file my taxes now, collect my refunds, and fund my IRA? Will the fact that I'm claiming I've paid $5500 towards my 2014 IRA cap but have only paid $1000 by the time I file raise an audit flag? Any advice from someone who has been in this situation would be greatly appreciated.