I currently have the GEHA HDHP and am happy with it. Really only used it so far for pediatrician visits. I made the switch years ago from BCBS to Kaiser, and then (after pregnancies and other expenses I thought might be high) made the switch to GEHA. No complaints with GEHA but I wish we had more options. I like Kaiser, because the service model is so easy/streamlined and costs were not bad. But apparently Kaiser won't be offering an HDHP anytime soon. A self-proclaimed 30+ year member of the Kaiser Federal team was at my agency for a presentation yesterday . After the presentation, I went up to her and asked if Kaiser was going to be offering any Federal HDHP plans because I really liked their service, but financially HDHPs are a no-brainer for me. She told me that "Oh well, you may not know this, but OPM picks the plans Fed employees get to choose." I told her I was aware that OPM selects the final health insurance offerings and asked if she was saying that Kaiser had given a HDHP plan to OPM but that it was not chosen. She admitted that they hadn't, and then said "You know, we have found that Fed Employees do not want HDHPs." Bah.