Hi there,
I'm new to this forum as well as new to investing. I have about 30k I'd like to invest and wanted to know what advice people have to offer. I make all of my money overseas and therefore don't qualify for a Roth or traditional IRA. My first major investment was securing a house back in the US with the mortgage fully paid off. So the property is secured.
I have about 30k I'd like to invest and have done some of my own research into ETFs, but am concerned with volatility. Also, I'm not always able to monitor them, which makes me uncomfortable. I'm 33 now, but looking at starting a portfolio with 30k for now, and I have enough set aside in liquidity for what I want to do next, so this would be 30k I wouldn't need to touch until potential retirement.
I know the market is running at all-time highs, but I question if it's almost too late to "jump in" the stocks game. Index funds also look appealing and provide a greater safety net for long term investing.
What advice do you have for someone in my situation?