Employer requirements for deferred contributions

[BarkyardBQ]

I can't seem to find the terminology to search or the resources, maybe it doesn't exist.

What are the requirements for an employer submitting 401k/403b/457b type contributions regularly to a plan? Any laws or regulations to look at?

My employer seems to fail at submitting retirement contributions to Fidelity whenever there is a holiday or day off. It seems to be a manual process and they don't do it when staff are not in the office. I seem to be the only employee who ever recognizes this issue, and then it takes days to track it down and they finally say 'we will run it today'.

We get paid on Wednesdays, and contributions are usually available for posting Friday, except when the office is closed. I have yet to get my contributions for last week, staff were still out of the office yesterday and I've been told they will contact me today. Are they not required to submit it before a holiday? How can they withhold compensation?

What are the differences in plans that allow (say DW's) contributions to go in the same day as pay day vs other plans that wait several days?

Thanks!


edit: What would happen if this caused contributions to be applied in January the following year when they should have been submitted by December 31?

[nobody123]

According to http://www.401khelpcenter.com/faq/faq_14.html they have until the 15th of the following month, but are supposed to as soon as reasonably possible.

[BarkyardBQ]

Finally got ahold of them. They are going to post it today. They have been in meetings all week...

Seems like I'd have a complaint for the DOL if they are not submitting it as early as responsibly possible because they have a manual process and chose to ignore it while on vacation or out of the office.

[nobody123]

Finally got ahold of them. They are going to post it today. They have been in meetings all week...

Seems like I'd have a complaint for the DOL if they are not submitting it as early as responsibly possible because they have a manual process and chose to ignore it while on vacation or out of the office.

As my boss would say, "Is that the hill you want to die on?"  As long as the money gets there by the 15th of the next month, how are you really detrimentally affected?  Being someone the HR department despises is not a wise career move.