Nobody on my family is on any type of maintenance medication. In the last couple years, the only prescriptions filled were a couple of eye drops (pink eye), eye ointment, and antibiotics (kid had minor surgery to remove a splinter from her eyeball). IDK what it is with eyes in my family, but whatever...
I have employer sponsored insurance and the medical and rx plans are separate elections. The RX plan will cost me $646 for the year for my family of 4. And that's deducted pre-tax, so it really costs me a little less than that.
Since we have historically had very little need to prescription coverage, I'm tempted to drop it. I would never drop medical insurance, I think it is pretty important to have. IMO it's too risky to go without. Can the same be said about RX coverage? Anyone have any thoughts on whether or not I should try to save $ by dropping RX coverage?