Author Topic: Do you work overtime?  (Read 16303 times)


  • Pencil Stache
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  • Posts: 637
Re: Do you work overtime?
« Reply #50 on: August 10, 2014, 03:05:37 AM »
Is it worth it to earn $10,800 more a year and work 480 hours more?

That's $22.50 per hour rate. At 8 hours a day, that's 60 extra days a year of work. IF it allows you to max out your 401k with pre-tax money (so it doesn't get absorbed for taxes) I'd say it could be worth it. It beats the heck out of working a second job at minimum wage if you were thinking about that also. Only you can decide that for sure, but think of it as advancing the end-game of FIRE.

+1.  That's EXACTLY why I'm working extra. I became eligible for our 401k and wanted to continue our after tax contributions without seeing a huge drop in net pay. Until the end of the year, I have $1200 a paycheck going into my 401k which includes catch up contribitutions. Next year I'll be able to cut down some extra as only $885 a paycheck will be going to my 401k.


  • Stubble
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  • Posts: 209
Re: Do you work overtime?
« Reply #51 on: August 10, 2014, 04:55:46 PM »
I used to work OT but not much anymore.  I am salaried, so I don't get paid OT.  When I was younger and trying to advance in my career and get bigger pay raises and bonuses, I put in the OT.  Now I am just a few months from FIRE so I no longer stay late or take work home.  I am trying to remain professional and finish out in a way that I can be proud of, but anymore, it is just about giving them 40 good hours a week and not a minute more.


  • Bristles
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  • Posts: 258
  • Location: Wisconsin
Re: Do you work overtime?
« Reply #52 on: August 10, 2014, 05:09:52 PM »
Some people are low energy types and cant handle more than 40 hours.  I need around 60 to be happy.  Whether those hours are at work or building sweat equity depends mostly on the season for me.

If I were a renter, I'd spend them all at work.