If you have an interest in photography, buy a decent camera, learn all about it, read about composition, lighting, etc, don't go nuts buying gear, and you've got yourself some decent photos and a new hobby.
Or as has been said, find a "young and hungry" photographer. The market is flooded with hopefuls and wannabees, so prices are *very* low for beginner photographers. And some of those beginners are great.
My girlfriend was one of those photographers before she got experienced, found her niche, and got serious about her business (and quit her day job). I remember the days of the two of us driving 40 miles each way for her to shoot for an hour (with me playing assistant), her coming home and editing for two hours, all for her to get paid $60-100 a week later (before PayPal fees). And she was good. Really good. I'm sure there are some horrible photographers out there, but plenty of the cheap beginners or students on Craigslist are great.