everything you just put in that anti comment about someone's plan is a life choice. we make these cognitively they dont really just happen. having a child is a cognitive decision you dont just wake up walk outside and there's a stork dropping off a baby. getting married and divorced are both coginitive. deciding to spend 10k per year more.. again cognitive. your dooming and glooming a younger guy b/c WHY exactly b/c you are gonna have to work til you're in your 50s or what? are you trying to feel better about yourself. i dont really see the point in trying to shoot hypothetical holes in someone else's FIRE plans.
he knows how much he makes now and doesnt want to inflate his lifestyle and doesnt need more money to do it. when you get to ~5 years or less away from FIRE you start to have feelings that they dont matter he hasnt once said he was going to actively do nothing just that he doesnt really care about the reviews or the raises. which is a perfectly acceptable feeling to have, as long as it doesnt show up in his work.
This is not an anti-comment on someones life choice. I am just advising:
Have a plan and try to stick to it, but invest in yourself constantly. You are naive. Admit that to yourself! Anyone can look back at themselves 10 or 15 years ago and say "I wish I had known!" The best you can do is to keep your options open and that means caring about your career, how ever short it ends up!
He posted in - Ask a Mustachian
Do you need advice? Do you like helping others? Post your financial or life dilemma here and see if MMM or one of the other readers can help!
I took the time and looked at his journal. He is 25 and has now held his first job for 15 months and saved 40k. He is doing great! Is he 5 years from retiring? If he stays on the same path and continues spending 13k a year then absolutely. If my friend in the same situation had said to me:
So I find myself in FY16 review season and while I BSed by way through the review process I can't help but feel that none of it matters so long as I don't get bad enough scores to get fired.
I would say - you are going to be working at least the next 5 years regardless so you may as well be a bad ass to leave yourself some options. I.e. more money, possibility to work PT after 5 years, establish yourself as an expert so you can consult later, etc.
I don't think my posts have been doom and gloom or shooting down plans. The advice has been to keep your options open and care about your career.
If the post was just to brag then maybe it should be in - Share Your Badassity
Who has something dialed down? Describe a tip, trick or technique that you have discovered, and would like to share with your friends.
If the post was here I would have said - I can totally see how you feel that way. When I sign into mint I see my retirement accounts move more in a day than I make in a month; the income from work feels kind of secondary. I have had spending and saving dialed in for 10 years to feel like that.
I would have face punched myself 10 years ago if I had said: "I have a model, I've got it all figured out!"