Hi! So my friend has only turned me on to FIRE last week and I am obsessed. I want to change my life and push myself so I can live in a different way. So I can be FREE. I'm reading The Simple Path to Wealth right now and am planning to do what the author says, i.e. invest as much as I can in the VTSMX chiefly in the form of an IRA (not sure which kind yet) and my 403b account. I definitely want to save money for retirement. I'd like to have in the millions when I'm in my 60s, which I know is possible if I heavily invest for retirement. But I'm so attracted to the retire early lifestyle. I don't want to stop working but I want the option. So how much of my money do I invest in a way that is accessible? What is the trade off between accruing money for now or for after (60+) retirement? Sorry if this has been posted a million times, just looking for answers!
And, fyi, I'm about to be 29, have 74,000 in school loans (which I pay the minimum on because they'll be forgiven in 2024), 1500 in consumer debt which I'm paying off by january, 65,000 in my roth ira/403b via work, and about $3000 in an emergency fund.
Where do I start??