Everyone says, regarding the order to get your sh*t together, to have emergency fund, then pay off debts, then invest for retirement. On the other hand, regarding investing, the mantra is “invest early and often.” I’m 42. $80,000 in student loans. Just getting started. If I only work on paying off my loans, do I not lose out on a ton of money by not putting it in the Roth IRA? Is it possible to do both at the same time?
Thanks.