I recently learned that a health facility my husband went to this year had a data breach: medical records, birthdays, social security numbers. The data breach happened months ago, and they are only now alerting us.
Does anyone have experience with preventing tax fraud? Credit freezes?
I'm considering freezing our credit, and then calling to get a one time pin to use for new credit applications. Is this hard to do?
As far as preventing tax fraud, we haven't filed our taxes yet (working on it), but I've read about creating an account with the IRS and also getting a pin that you use when you file your taxes. Does anyone know how this would work when married filing jointly? Would we have to each get a pin and file with both pins? I'm worried that someone may have already filed taxes fraudulently with his info, is there any way of checking other than filing our taxes?
I'm also wondering: if someone has access to my husband's social and other info, how hard would it be to gain access to our bank account? Is there any way prevent this from happening?
Thanks for your thoughts!
*Edited to add: the data was targeted with ransomware, apparently.