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Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: Quinn on August 30, 2015, 03:35:47 PM

Title: Credit cards with no foreign transaction fee and no annual fee?
Post by: Quinn on August 30, 2015, 03:35:47 PM
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Title: Re: Credit cards with no foreign transaction fee and no annual fee?
Post by: Debts_of_Despair on August 30, 2015, 04:28:24 PM
http://www.findmybarclaycard.com/barclaycard-credit-cards/arrival-travel

This is the only card I could find that meets your requirements AND has chip-plus-PIN capability.  You will want/need that for any kiosk-type transactions.  I'm not crazy about the rewards (I'm not interested in any non-cash rewards) and I  didn't even bother to check the APR but it checks all the other boxes.
Title: Re: Credit cards with no foreign transaction fee and no annual fee?
Post by: Kris on August 30, 2015, 04:46:33 PM
http://www.findmybarclaycard.com/barclaycard-credit-cards/arrival-travel

This is the only card I could find that meets your requirements AND has chip-plus-PIN capability.  You will want/need that for any kiosk-type transactions.  I'm not crazy about the rewards (I'm not interested in any non-cash rewards) and I  didn't even bother to check the APR but it checks all the other boxes.

Are you sure this is chip and PIN?  I see it's chip, but I don't see them say it's PIN, so I assume it's chip and signature.
Title: Re: Credit cards with no foreign transaction fee and no annual fee?
Post by: Debts_of_Despair on August 30, 2015, 05:06:50 PM
http://www.findmybarclaycard.com/barclaycard-credit-cards/arrival-travel

This is the only card I could find that meets your requirements AND has chip-plus-PIN capability.  You will want/need that for any kiosk-type transactions.  I'm not crazy about the rewards (I'm not interested in any non-cash rewards) and I  didn't even bother to check the APR but it checks all the other boxes.

Are you sure this is chip and PIN?  I see it's chip, but I don't see them say it's PIN, so I assume it's chip and signature.

It is chip and sig by default but it is able to do chip and PIN where needed.


https://www.barclaycardus.com/servicing/chipcard?legacy=true
Title: Re: Credit cards with no foreign transaction fee and no annual fee?
Post by: Kris on August 30, 2015, 05:14:31 PM
http://www.findmybarclaycard.com/barclaycard-credit-cards/arrival-travel

This is the only card I could find that meets your requirements AND has chip-plus-PIN capability.  You will want/need that for any kiosk-type transactions.  I'm not crazy about the rewards (I'm not interested in any non-cash rewards) and I  didn't even bother to check the APR but it checks all the other boxes.

Are you sure this is chip and PIN?  I see it's chip, but I don't see them say it's PIN, so I assume it's chip and signature.

It is chip and sig by default but it is able to do chip and PIN where needed.


https://www.barclaycardus.com/servicing/chipcard?legacy=true

Aha -- thanks!
Title: Re: Credit cards with no foreign transaction fee and no annual fee?
Post by: daverobev on August 30, 2015, 06:01:10 PM
There are a couple of other c + p, but not many.

https://www.andrewsfcu.org/personal/loans-and-credit/credit-cards.html
Title: Re: Credit cards with no foreign transaction fee and no annual fee?
Post by: Debts_of_Despair on August 30, 2015, 06:45:37 PM
There are a couple of other c + p, but not many.

https://www.andrewsfcu.org/personal/loans-and-credit/credit-cards.html

There are a few from CUs available but that requires you to join.  Not a huge deal but another hoop to jump through and you might need to join or donate to some association to qualify for membership.
Title: Re: Credit cards with no foreign transaction fee and no annual fee?
Post by: Psychstache on August 30, 2015, 07:46:59 PM
http://www.findmybarclaycard.com/barclaycard-credit-cards/arrival-travel

This is the only card I could find that meets your requirements AND has chip-plus-PIN capability.  You will want/need that for any kiosk-type transactions.  I'm not crazy about the rewards (I'm not interested in any non-cash rewards) and I  didn't even bother to check the APR but it checks all the other boxes.

Are you sure this is chip and PIN?  I see it's chip, but I don't see them say it's PIN, so I assume it's chip and signature.

I just got back from a 3 week trip in Italy, Spain, and France. C&S cards worked everywhere, including automatic kiosks at the train stations. It was a lovely surprise.
Title: Re: Credit cards with no foreign transaction fee and no annual fee?
Post by: Debts_of_Despair on August 31, 2015, 02:54:32 PM
http://www.findmybarclaycard.com/barclaycard-credit-cards/arrival-travel

This is the only card I could find that meets your requirements AND has chip-plus-PIN capability.  You will want/need that for any kiosk-type transactions.  I'm not crazy about the rewards (I'm not interested in any non-cash rewards) and I  didn't even bother to check the APR but it checks all the other boxes.

Are you sure this is chip and PIN?  I see it's chip, but I don't see them say it's PIN, so I assume it's chip and signature.

I just got back from a 3 week trip in Italy, Spain, and France. C&S cards worked everywhere, including automatic kiosks at the train stations. It was a lovely surprise.

Maybe transaction values below a certain threshold set by the card company don't require a PIN?
Title: Re: Credit cards with no foreign transaction fee and no annual fee?
Post by: arebelspy on November 07, 2015, 03:54:39 AM
IMO (and according to many travel bloggers as well) the Bank of America Travel Rewards card is the best CC for overseas travel/spending.  No foreign transaction fees, no annual fee, decent rewards.