Author Topic: Credit card to apply for?  (Read 1341 times)

I'm a red panda

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Credit card to apply for?
« on: March 15, 2017, 08:27:56 PM »
I just realized that with a delivery coming up I have about a $3k bill to pay soon.  I'm trying to figure out if there is a good credit card to apply to for a decent reward, since that is often the minimum spend. Or we can split it among cards.

Looking for no fee/fee waived first year.
We both currently have the blue cash everyday amex and chase freedom, and are not eligible for American airlines. I think neither of us is eligible for Delta. (United has a high fee and we have no other airlines here.). I don't think Amazon offers rewards, but we both have those. I have the aarp card. DH does not.

Catbert

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Re: Credit card to apply for?
« Reply #1 on: March 16, 2017, 03:09:40 PM »
I agree that Chase Sapphire Preferred would be a good card to get (points can also be transferred to United).

I'm not sure I understand you comment about United cc having a high fee.  The current public offer is a card with a 50,000 point bonus (plus free luggage and 2 lounge passes) and $95 annual fee.  Maybe you were looking at one of their premium cards..or maybe we just have a different definition of what a high fee is.  ;-)

I'm a red panda

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Re: Credit card to apply for?
« Reply #2 on: March 16, 2017, 07:01:25 PM »
Unlike Delta and American, United doesn't waive their fee in the first year.  That bothers me.

I'll check out the chase card. We'd have a bit more spending to do, but not much.

N

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Re: Credit card to apply for?
« Reply #3 on: March 16, 2017, 08:51:26 PM »

kpd905

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Re: Credit card to apply for?
« Reply #4 on: March 17, 2017, 05:40:37 AM »
Another good one is the Barclays Arrival+ which will give you $500 toward any travel expense (hotel, airfare, train, car rental) after spending $3,000 in 3 months.  No annual fee first year.

http://www.findmybarclaycard.com/barclaycard-credit-cards/arrival-plus

FLBiker

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Re: Credit card to apply for?
« Reply #5 on: March 17, 2017, 07:47:36 AM »
Another vote for Chase Sapphire Preferred.  Ultimate Rewards are GREAT.

And I agree with you about avoiding annual fees.  My one exception is paying for a Southwest Personal and a Southwest Business (for one year -- $170 total) in order to get a companion pass.  If Southwest is a good airline for you, that its totally worth it.  We did that early last year and have had a companion pass since May 2016 (through Dec 2017).  We'll do it again early next year.