Hi all,
I have been reading about priority on various debt on the blog but I believed my situation here a bit different.
I have a credit card bill of $1230 and student loan of $22k.
I have managed to strike a deal on my credit card bill to spread out the payment to 7 months($174 each) with 0% interest.
My student loan carry an annual interest of 4.75% that I think it is more urgent that the credit card bill.
Currently I have a saving of 10K and I plan to pay off the student loan in 6 months time which I am pretty excited about it. Knowing I will be debt free in 6 months time is such a good feeling that I just want to share with all of you guys here.
If you happen to read this topic, feel free to give me any advice or simply just write me a "YOU CAN DO IT, GO FOR IT!!" reply, and I will be grateful.