I spent 2 years forking out 75$/month (35$/half-hour session, twice a month) on electrolysis (because, as a fair-haired lady, I could have grown a pretty fantastic dark-brown and coarse neck-beard, ugh). No joke: best money I have EVER spent, and I have ZERO regrets. That stopped 3 years ago, and nothing at all as come back (wheras with laser there's no guarantee).
The key point, though, is that I HAD that money. I spent that money, and all the rest of my lifestyle, while still saving over 1K/month while in my mid-20s. If you don't have the money to spare, that's not necessarily an option. Address your finances, then address your hormonal issues (which may solve the hair and acne issue), then address the skin issue.
Also, be warned: there is no hair-removal solution that is both permanant and painless. Stock up on ibuprofen and grit your teeth.