Hello!
https://www.madfientist.com/traditional-ira-vs-roth-ira/I just read this article, and feel like doing a traditional IRA makes sense for me.
Salary = $85k + $15k bonus
Expenses = ~$20k
I've been contributing to my roth IRA for the last 8 years... Because Dave Ramsey told me to.
Is it possible to switch my 2019 contributions from roth to traditional? Is it bad to have both a traditional & roth IRA if i plan to do the roth conversion ladder in ~5 years?
Would you make this switch for 2019 or do I simply start a traditional IRA starting 2020?