Author Topic: Contributed to a Lending Club Roth IRA and went over income limits.  (Read 1329 times)


  • Handlebar Stache
  • *****
  • Posts: 2003
  • Age: 41
  • Location: South East Virginia
Looks like I probably made to much in 2014 and am not eligible to contribute to a Roth IRA, but I already maxed the contributions early this year.  Contributions were split between a Schwab account and Lending Club account.

The Schwab account is invested in etf's that can be sold in 5min.  Less worried about this than the LC one - unless the wisdom of the crowd says otherwise.

Has anyone had to pull money out of a LC Roth because they ended up making to much?  Most all the LC account is invested in notes.

Good problems to have and all but I have a feeling this will suck.  My normal salary is under the limit, I just worked A LOT of overtime this year.