Company Pension - Can I rollover to IRA with no penalty?

[rujancified]

Tried to search for this topic, but MMM forum search seems to be a bit wonky (for me at least)...

I have a pension and 401k at my former company. I left the company in 2015. To the extent possible, I would like to centralize my retirement accounts. To that end, I am migrating my 401k from that job (probably to Vanguard, with an outside chance it will go to BoA/ML). Can I also roll over the pension account to the new IRA? Will there be any penalties/taxes associated?

I am 38.

TIA, Mustachians - Y'all are so much better than google :)

[NoStacheOhio]

Tried to search for this topic, but MMM forum search seems to be a bit wonky (for me at least)...

I have a pension and 401k at my former company. I left the company in 2015. To the extent possible, I would like to centralize my retirement accounts. To that end, I am migrating my 401k from that job (probably to Vanguard, with an outside chance it will go to BoA/ML). Can I also roll over the pension account to the new IRA? Will there be any penalties/taxes associated?

I am 38.

TIA, Mustachians - Y'all are so much better than google :)

That's something you'll need to investigate with your previous employer. Typically, you can take a lump sum and roll it into a qualified retirement plan without tax consequences. The lump sum may be less than "face value" of the account.